Joe Baron is a cop with money problems that seem solved when Joe is assigned to a burglary case involving half a million dollars stolen from a doctor office'ssafe.The very rich doctor Dr. Horace Van Tilden managed to shoot the intruder during the burglary but the thief is still breathing when the two cops arrive on thescene.On the way to the hospital the burglar reveals to Joe Baron that his target indeed was the half million dollars in the doctor's safe and the combination to thesafe.Joe and his partner| Pete Delanos| decide to get to the cash and keep it for themselves.
律师华特（汤姆·汉克斯 Tom Hanks 饰）邂逅了美丽的古典乐手安娜（谢莉·朗 Shelley Long 饰），情投意合的两人很快就走到了一起。刚开始，他们住在安娜的前夫麦克斯（亚历山大·乔杜诺夫 Alexander Godunov 饰）的房子里，但归来的麦克斯将两人赶了出去，他们该到哪里去找一个可以遮风避雨的容身之处呢？
幸运的是，两人以超低的价格从一个老妇的手中买到了一幢富丽堂皇的别墅，可他们满心欢喜的住进去没多久，别墅里就开始出现了各种各样的问题。原来，这桩别墅系“豆腐渣工程”，更糟的是，根本没有施工队愿意接手这个烫手山芋。为了修缮房屋，华特和安娜投在这栋房子里的钱越来越多，而两人的感情却渐渐产生了裂痕。
